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Date Type Title
12/22/2006 Default Setting Liability Limits
12/22/2006 Default Umbrella Liability Proposal
12/22/2006 Default Vacancy Under the Homeowners Policy
12/22/2006 Default Vacant Land: What is on that land that God did not put there?
12/22/2006 Default Uncovering Business Activities in the Home
12/22/2006 Default What is occupancy?
12/22/2006 Default Is it a Business?
12/22/2006 Default Case Study: Vehicle Damage
12/22/2006 Default Case Study: Electronic Apparatus
12/22/2006 Default Case Study: Where You Reside
12/22/2006 Default Case Study: Electronic Apparatus
12/26/2006 Default Mold: EO pointers
12/26/2006 Default The Condominium: A Unique Form of Ownership
12/26/2006 Default Mold: The Industry Response
12/26/2006 Default Mold: The Exclusions
12/26/2006 Default Mold: Why Now?
12/26/2006 Default What is Mold?
12/26/2006 Default Mold Litigation
12/26/2006 Default Identity Theft: The New Endorsement
12/26/2006 Default The Mold Problem
12/26/2006 Default Unit Owners: Setting The Building Limit
12/26/2006 Default Unit Owners: Listing The Mortgage Holder
12/26/2006 Default The Trust and Personal Insurance
12/26/2006 Default Diminution in Value: The New Endorsement
12/26/2006 Default Insuring Golf Carts
12/26/2006 Default Newly Acquired Autos
12/26/2006 Default Homeowners 2000: The Business Liability Exclusion
12/26/2006 Default Homeowners 2000: Personal Property Used In "Business"
12/26/2006 Default Homeowners 2000: The Definition Of "Business"
12/26/2006 Default Homeowners 2000: Other Structures Used In "Business"
12/26/2006 Default Homeowners 2000: Changes In "Business"
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Last Updated: Tuesday, December 26, 2006
Type: Default
Keywords: Homeowners 2000: The Business Liability Exclusion
Homeowners 2000: The Business Liability Exclusion

Homeowners 2000: Changes in Business

By Phyllis Van Wyhe, CPCU, CIC, CSPPrintable Version

As the number of business exposures found in the modern American home continues to increase, ISO has made significant changes to the business exclusions and limitations found on the Homeowners policy.  With the introduction of Homeowners 2000, ISO has revised the definition of "business" as well as the exclusions and limitations pertaining to business exposures. Many of the changes are significant and long over due.

With this new edition of the Homeowners policy changes have been made in the following areas:

Each of these issues is addressed in a companion article. As you review them, you will find some significant clarifications of coverage for incidental business exposures as well as a few minor restrictions in coverage.


Last Updated: Tuesday, December 26, 2006
Type: Default
Keywords: Homeowners 2000: The Business Liability Exclusion

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