Terms of Use

These client resources are designed for use, free of charge, by individual insurance professionals, agencies, and organizations.  They may be downloaded, copied, and altered to suit your needs.  If applicable, they may also be distributed to your clients and colleagues.

You may not, under any circumstances, reproduce, transmit, or add these resources to collections, Web sites, magazines, books, or any other forms of media without the expressed prior written consent of The Van Wyhe Group.  Basically, you can give these handouts to clients, but you can't add them to your Web site, magazine, or book without contacting us first. For complete details, see our legal page.