8:45 - 12:00     3 Credits

The agent who is versed in the principles of legal liability better understands how liability policy provisions are applied and is prepared to answer a client’s questions. Discuss the Duty to Defend and the problem with Exhaustion Clauses. Review the principles of Privacy and Information Security that are emerging as the major liability exposures of the 21^st century. Explore the principles of negligence, nuisance, and ambiguity and how they apply. Learn the seldom-discussed benefits of Class Action suits and major problems with Arbitration provisions. Explore why your insured gets sued today and how their policies can be expected to apply.